Super Visa insurance for parents from Hong Kong
To bring your parents from Hong Kong on a Super Visa, you need emergency medical insurance of at least $100,000, valid for 365 days, from a Canadian insurer. Our Visitors to Canada product includes Super Visa coverage. There is no age limit; parents 60 and over complete a medical questionnaire that sets the premium.
Key takeaways
- Super Visa requires at least $100,000 coverage, valid 365 days, from a Canadian insurer.
- The policy must cover health care, hospitalization and repatriation.
- There is no age limit; parents 60+ complete a medical questionnaire.
- Stable pre-existing conditions are often covered when the stability terms are met.
- 24/7 assistance is available in many languages, including support for Cantonese speakers.
Bringing your parents from Hong Kong to Ontario on a Super Visa means arranging insurance that satisfies a federal rule before the application goes in. Getting the details right keeps the process smooth and makes sure your parents are genuinely protected during an extended stay.
The Super Visa insurance rule
The Super Visa lets parents and grandparents visit Canada for long periods, but Immigration, Refugees and Citizenship Canada (IRCC) requires proof of medical insurance first. The policy must:
- Provide at least $100,000 in emergency medical coverage,
- Be valid for 365 days from the date of entry,
- Come from a Canadian insurer, and
- Cover health care, hospitalization and repatriation.
Our Visitors to Canada product includes Super Visa coverage designed to meet these requirements. Buying from a Canadian insurer matters — coverage purchased abroad generally will not satisfy the rule.
Why the coverage matters beyond the application
Your parents are not covered by OHIP while they are in Canada. Without their own plan, any emergency care is billed to them at full rates. The Super Visa requirement exists because an older visitor can face a very large hospital bill. A plan that meets the rule also provides a 24/7 assistance line that can coordinate care and bill the insurer directly, sparing your parents from paying up front during a crisis.
Age and the medical questionnaire
There is no age limit on the plan. Parents under 60 answer no medical questions. Those 60 and over complete a medical questionnaire — this sets the premium, not whether they can be covered. Answer it carefully, because the answers also determine how pre-existing conditions are treated.
Pre-existing conditions
Many visiting parents manage chronic conditions. Stable, managed conditions are often covered when they meet the policy’s defined stability period before coverage starts. Honest disclosure and good documentation protect a claim later, so answer fully rather than leaving anything out.
What drives the premium
Because the law requires a full year of coverage, the premium reflects a longer period than a short holiday plan. The main drivers are:
- Age of the parent,
- Coverage amount chosen (the $100,000 minimum, or higher),
- Health answers on the questionnaire, and
- Deductible option, if one is selected.
There is no single price to quote, since every parent’s age and health differ. A personalized quote is the only accurate figure.
What the coverage includes
A Super Visa plan is emergency medical coverage, so it is built around the care your parents might need unexpectedly: eligible hospital stays, physician visits, diagnostics, prescriptions during treatment, and emergency transport, up to the coverage limit. The plan also includes a 24/7 assistance line that can direct your parents to appropriate care and coordinate billing with the hospital, so your family is not left paying up front. Repatriation coverage, required under the Super Visa rule, means the plan can help bring a parent home if their condition makes that necessary.
Language and support
A long stay in an unfamiliar system is easier when help is available in a language your parents understand. We offer 24/7 assistance in many languages, which can make a real difference if a Cantonese-speaking parent needs to reach the assistance line during an emergency.
Line up the policy before you apply
The right Super Visa plan for your parents from Hong Kong meets the $100,000, 365-day, Canadian-insurer rules and suits their age and health. Comparing your options with a quote is the quickest way to confirm the plan satisfies IRCC and to see the real premium before you submit the application.
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Purchase now →Frequently asked questions
What insurance do I need for my parents' Super Visa from Hong Kong?
Immigration, Refugees and Citizenship Canada requires emergency medical insurance of at least $100,000, valid for 365 days, from a Canadian insurer, covering health care, hospitalization and repatriation. Our Visitors to Canada product includes Super Visa coverage that meets these rules.
Is there an age limit for my parents?
No. Parents under 60 answer no medical questions, while those 60 and over complete a medical questionnaire that sets the premium rather than deciding eligibility.
What if my parent has a health condition?
Stable, managed pre-existing conditions are often covered when they meet the policy's defined stability period before coverage starts. Answer the questionnaire accurately and keep documentation to protect any future claim.
TripCovered is a licensed insurance referral service operating in Ontario. Insurance is administered by North American Air Travel Insurance Agents Ltd., doing business as TuGo®, a licensed insurance broker in all provinces and territories. The issuer of the contract is Industrial Alliance Insurance and Financial Services Inc. and Industrial Alliance Pacific General Insurance Corporation. Coverage is subject to the terms, conditions, limitations and exclusions of the policy. This website provides general information only and is not a contract of insurance. Always read your policy wording before you travel.